Commercial National Financial Corporation Reports 3rd Quarter 2026 Results
Commercial National Financial Corporation (OTCID: CEFC) reported Q3 2026 net income of $1.72 million, or $0.44 per share, versus $1.79 million, or $0.45, in Q3 2025. Net interest income rose 2.4% to $5.26 million on lower funding costs and higher securities income, but operating expenses climbed $192,000 on higher wages and benefits, and total loans fell 2.7% amid early payoffs.
Key figures
- Eps
- 0.44
- Revenue Yoy
- 2.0%
- Roe q3
- 12.00%
- Total loans
- 367330815
- Roe q3 prior
- 13.35%
- Total assets
- 564721863
- Loan change yoy
- -2.7%
- Net income q3 2025
- 1791013
- Net income q3 2026
- 1720762
- Book value per share
- 14.09
- Market value per share
- 16
- Net interest income q3
- 5260990
- Net interest margin q3
- 4.01%
- Non performing assets ratio
- 0.25%
- Buyback allocation remaining
- 1200000
- Tier 1 leverage capital ratio
- 10.79%
- Total risk based capital ratio
- 18.34%
- Dividends declared per share q3
- 0.15
- Shares repurchased since inception
- 91333
AI analysis
Red flags2 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.