Auburn National Bancorporation, Inc. Reports Third Quarter Net Earnings
Auburn National Bancorporation reported Q3 2026 net earnings of $2.5 million, or $0.72 per share, up 13% from $0.64 per share in the year-ago quarter. Net interest margin expanded 15 basis points year-over-year to 3.36% on higher asset yields and favorable mix, and the efficiency ratio improved to 64.8% from 68.55%. Credit quality remains strong with nonperforming assets at just 0.02% of total assets and a negative $50 thousand provision for credit losses.
Key figures
- Eps
- 0.72
- Revenue
- $8,988 thousand total revenue (noninterest income $974K; tax-equivalent net interest income $8,121K)
- Revenue Yoy
- 6% net interest income (tax-equivalent) YoY; total revenue $8.99M vs $8.40M prior-year quarter
- Dividend q3
- $0.27 per share
- Nim q3 2025
- 3.21%
- Nim q3 2026
- 3.36%
- Total assets
- $1.0 billion
- Roa annualized
- 0.99%
- Efficiency ratio
- 64.80%
- Provision q3 2026
- negative $50 thousand
- Stockholders equity
- $89.6 million
- Net earnings q3 2025
- $2.2 million
- Net earnings q3 2026
- $2.5 million
- Npas to total assets
- 0.02%
- Average loans q3 2026
- $579.6 million
- Net earnings ytd 2026
- $7.0 million
- Allowance credit losses
- $6.5 million (1.13% of loans)
AI analysis
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