Central Bancompany, Inc. Reports Third Quarter 2026 Results
Central Bancompany reported Q3 2026 net income of $116.2 million, or $0.48 per diluted share, up 19.7% year-over-year from $97.1 million. Net interest margin expanded to 4.48% from 4.36% a year ago, with net interest income up 10% and average deposits up 4.4% YoY to $15.4 billion. Noninterest income rose 17% to $66.8 million, led by 16.7% wealth management growth, while mortgage banking revenues fell 14.3%. Credit quality stayed strong with nonperforming assets at 33 bps of assets and net charge-offs at 12 bps annualized.
Key figures
- Eps
- 0.48
- Revenue
- 285656000
- Revenue Yoy
- 11.6%
- Nim
- 4.48%
- Roaa
- 2.27%
- Npl ratio
- 33 bps of total assets
- Cet1 ratio
- 29.1%
- Net income
- 116242000
- Deposits yoy
- 4.4%
- Total assets
- $20.2 billion
- Excess capital
- $2.0 billion
- Net income yoy
- 19.7%
- Net charge offs
- 12 bps annualized
- Average deposits
- 15400000000
- Efficiency ratio
- 45.9%
- Average loans hfi
- 11700000000
- Noninterest income
- 66800000
- Adjusted net income
- 116067000
- Net interest income
- 218856000
- Book value per share
- 16.04
- Noninterest income yoy
- 17.0%
- Adjusted net income yoy
- 13.4%
- Allowance for credit losses
- 150888000
- Provision for credit losses
- 4038000
- Tangible book value per share
- 14.58
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