Community Heritage Financial, Inc. Reports Third Quarter 2026 Results
Community Heritage Financial reported Q3 2026 net income of $4.1 million, or $1.39 diluted EPS, more than doubling from $1.9 million, or $0.66, in the year-ago quarter and rebounding from a Q2 loss tied to a $5.4 million securities-repositioning loss. Net interest margin expanded to 3.88% from 3.40% a year ago, gross loans grew 9.4% YoY to $980.5 million, and credit quality improved with nonperforming assets at just 0.10% of total assets.
Key figures
- Eps
- 1.39
- Revenue Yoy
- 0
- Cet1 ratio
- 11.97%
- Core eps 9m
- 3.38
- Gross loans
- 980500000
- Net income q3
- 4100000
- Total deposits
- 1060000000
- Loan growth yoy
- 9.4%
- Core earnings 9m
- 10000000
- Roa annualized q3
- 1.39%
- Roe annualized q3
- 18.23%
- Deposit growth yoy
- 8.1%
- Net interest margin
- 3.88%
- Book value per share
- 30.08
- Core earnings 9m yoy
- 59.9%
- Net interest income q3
- 11400000
- Net income q3 prior year
- 1900000
- Net interest income q3 yoy
- 24.0%
- Nonperforming assets ratio
- 0.10%
- Tangible book value per share
- 29.52
AI analysis
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