Hanmi Reports 2026 Third Quarter Results
Hanmi Financial reported Q3 2026 net income of $23.7 million, or $0.80 per diluted share, up 7.4% year-over-year and up 0.8% from Q2. Net interest income grew 5.8% QoQ to $67.6 million with net interest margin expanding eight basis points to 3.44%, while loan production surged 46.2% to $544 million and deposits grew 1.4% to $7.06 billion. Credit quality showed some friction: credit loss expense jumped to $4.5 million on a $3.2 million charge-off of a $21.2 million CRE loan, and criticized loans rose to $134.4 million (2.05% of loans) on two New York multifamily downgrades, though nonperforming loans stayed at a low 0.14% of loans.
Key figures
- Eps
- 0.8
- Revenue
- 0
- Revenue Yoy
- 0
- Cet1 ratio
- 12.30%
- Net income
- 23683000
- Total loans
- 6568701000
- Dividends paid
- 8300000
- Nii qoq growth
- 5.8%
- Total deposits
- 7055774000
- Loans qoq growth
- 0.5%
- Share repurchases
- 4900000
- Dividend per share
- 0.28
- Nim qoq change bps
- 8
- Credit loss expense
- 4530000
- Deposits qoq growth
- 1.4%
- Net interest income
- 67570000
- Net interest margin
- 3.44%
- New loan production
- 543600000
- Net income qoq change
- 0.8%
- Net income yoy change
- 7.4%
- Sub notes issued 2036
- 55000000
- Sub notes redeemed 2031
- 110000000
- Nonperforming loans ratio
- 0.14%
- Loan production qoq growth
- 46.2%
- Tangible common equity ratio
- 9.93%
AI analysis
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