NBT Bancorp Inc. Announces Record Third Quarter 2026 Results and Declares Cash Dividend
NBT Bancorp posted record Q3 2026 net income of $58.0 million, or $1.11 per diluted share, up from $54.5 million and $1.03 a year earlier. Net interest margin expanded 5 bps sequentially to 3.78% on FTE basis, loans grew 3.0% year-to-date to $11.95 billion, and credit quality remained benign with net charge-offs of 0.14% annualized, though nonperforming assets ticked up to 0.43% of total assets.
Key figures
- Eps
- 1.11
- Revenue
- 0
- Nim fte
- 3.78%
- Provision
- 3800000
- Cet1 ratio
- 12.43%
- Net income
- 58028000
- Eps q2 2026
- 1.02
- Eps q3 2025
- 1.03
- Npl to loans
- 0.59%
- Total assets
- 16390000000
- Operating eps
- 1.11
- Nim change bps
- 5
- Period end loans
- 11950000000
- Dividend increase
- 8.1%
- Dividend per share
- 0.4
- Net income q3 2025
- 54471000
- Noninterest income
- 52945000
- Noninterest expense
- 115164000
- Period end deposits
- 13590000000
- Loan to deposit ratio
- 87.9%
- Net interest income fte
- 142700000
- Net chargeoffs avg loans
- 0.14%
- Tangible book value per share
- 27.75
AI analysis
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