HOME FEDERAL BANCORP, INC. OF LOUISIANA REPORTS RESULTS OF OPERATIONS FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2026
Home Federal Bancorp of Louisiana reported fiscal Q1 net income of $1.911 million, up from $1.599 million a year earlier, with basic EPS of $0.64 versus $0.53. Net interest income rose 12.2% on loan growth and a wider net interest margin of 3.83% (vs 3.63%), while the provision for credit losses jumped to $275,000 from $43,000. Asset quality improved markedly: non-performing assets fell to $1.556 million from $3.649 million at June 30, helped by the bulk sale of 44 rental properties that added $204,000 of non-interest income.
Key figures
- Eps
- 0.64
- Revenue Yoy
- 13.7%
- Net income
- 1911000
- Diluted eps
- 0.62
- Total assets
- 655564000
- Total deposits
- 574923000
- Net interest income
- 5904000
- Net interest margin
- 3.83%
- Non interest income
- 853000
- Book value per share
- 19.39
- Interest rate spread
- 3.17%
- Non interest expense
- 4081000
- Prior year basic eps
- 0.53
- Net income prior year
- 1599000
- Prior year diluted eps
- 0.52
- Return on average assets
- 1.17%
- Return on average equity
- 12.71%
- Provision for credit losses
- 275000
- Net interest margin prior year
- 3.63%
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