Renasant Corporation Announces Earnings For The Third Quarter of 2026
Renasant posted Q3 2026 net income of $78.9 million with diluted EPS of $0.86, versus $87.1 million and $0.94 in the prior quarter and $59.8 million and $0.63 a year ago. The quarter featured record loan production with 11.5% annualized loan growth ($555.9 million linked quarter), improving credit (nonperforming loans down to 0.89% of loans), and a stable core NIM at 3.58% adjusted — though headline NIM slipped 6 bps and the loan provision jumped to $10.1 million.
Key figures
- Eps
- 0.86
- Revenue
- $228.6 million net interest income (FTE)
- Roaa
- 1.16%
- Acl ratio
- 1.50%
- Npl ratio
- 0.89%
- Buyback q3
- $42.6 million at $41.05 weighted average
- Net income
- 78949000
- Adjusted nim
- 3.58%
- Adjusted diluted eps
- 0.86
- Efficiency ratio fte
- 57.70%
- Loan growth annualized
- 11.5%
- Net interest margin fte
- 3.77%
- Provision credit losses
- 13305000
- New buyback authorization
- 175000000
- Loans added linked quarter
- 555900000
AI analysis
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