Earnings Release – Redwood Capital Bancorp – Third Quarter, 2026
Redwood Capital Bancorp reported Q3 2026 net income of $1.76 million, up 14% year-over-year, with fully diluted EPS of $0.94 versus $0.80 a year ago. Year-to-date EPS rose 28% to $2.52, supported by an 11% increase in quarterly net interest income and a 4.23% net interest margin; the capital ratio stands at 11.26%. The bank announced expansion into Shasta County with a new loan production office in Redding and certification as a Community Development Financial Institution (CDFI).
Key figures
- Eps
- 0.94
- Revenue
- $5,684 thousand (Q3 net interest income)
- Revenue Yoy
- 11% (Q3 net interest income growth)
- Ytd eps
- 2.52
- Ytd eps yoy
- 28%
- Total assets
- 553732000
- Capital ratio
- 11.26%
- Q3 net income
- 1759000
- Dividend yield
- 1.16%
- Total deposits
- 495014000
- Ytd net income
- 4706000
- Total loans net
- 411134000
- Q3 net income yoy
- 14%
- Dividend per share
- 0.1
- Net interest margin
- 4.23%
- Dividend annual rate
- 0.4
- Tangible book value per share
- 30.46
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