American Business Bank Reports Record Quarterly Earnings of $17.2 Million
American Business Bank reported record Q3 2026 net income of $17.2 million, or $1.89 per diluted share, up 21% from $1.56 a year earlier, with core EPS of $2.16 excluding securities sale losses. Net interest margin expanded to 3.99% from 3.66% a year ago as net interest income rose 12.5% to $44.8 million, and total deposits hit a record $4.1 billion with 46% in non-interest bearing accounts. The Bank paid a $1.00 special dividend on top of its $0.30 regular dividend, and the board authorized a third repurchase program for 288,555 shares (about 3.25% of shares outstanding).
Key figures
- Eps
- 1.89
- Revenue
- 44811000
- Roaa
- 1.53%
- Roae
- 15.81%
- Eps yoy
- 21%
- Npa total
- 15654000
- Net income
- 17241000
- Total loans
- 3151397000
- Total deposits
- 4100000000
- Acl loans ratio
- 1.11%
- Core net income
- 19790000
- Core eps diluted
- 2.16
- Cost of deposits
- 0.98%
- Efficiency ratio
- 43%
- Net interest margin
- 3.99%
- Regular dividend per share
- 0.3
- Special dividend per share
- 1
AI analysis
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