NORTHEAST INDIANA BANCORP, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS
Northeast Indiana Bancorp reported Q3 2026 net income of $1.99 million, or $0.85 per diluted share, up from $1.79 million, or $0.76, a year earlier. Profitability improved across the board: annualized ROA rose to 1.45% from 1.29%, net interest margin expanded to 3.78% from 3.53%, and the efficiency ratio improved to 55.98% from 60.74%. Nine-month net income climbed to $5.5 million ($2.33 diluted EPS) from $4.5 million ($1.89), while total assets slipped to $550.6 million and net loans shrank to $406 million.
Key figures
- Eps
- 0.85
- Revenue Yoy
- 0
- Total assets
- 550649666
- Net income q3
- 1991355
- Roa annualized
- 1.45%
- Roe annualized
- 14.11%
- Total deposits
- 459500000
- Eps nine months
- 2.33
- Total net loans
- 405981416
- Acl to npl ratio
- 50.07%
- Efficiency ratio
- 55.98%
- Net interest margin
- 3.78%
- Npa to total assets
- 2.48%
- Book value per share
- 23.82
- Non performing assets
- 13649679
- Net income nine months
- 5463197
- Net income q3 prior year
- 1792560
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