First US Bancshares, Inc. Reports Third Quarter and Year-to-Date 2026 Results: Year-to-Date Diluted EPS Improves by 56%
First US Bancshares reported 3Q2026 net income of $2.0 million, or $0.36 per diluted share, up from $0.31 in 2Q2026 and $0.32 in 3Q2025. Year-to-date net income rose 46.5% to $5.7 million with diluted EPS up 56.3% to $1.00, aided by a 2026 share repurchase campaign and net interest margin expansion to 3.66%. Credit quality improved as net charge-offs fell to 0.22% of average loans and nonperforming assets slipped to 0.14% of assets, while total loans declined 1.8% to $845.0 million on expected multi-family and construction payoffs.
Key figures
- Eps
- 0.36
- Revenue
- $15.1 million (interest income, 3Q2026)
- Total loans
- 845043000
- Total assets
- 1164835000
- Net income 3q
- 1960000
- Net income 9m
- 5658000
- Diluted eps 9m
- 1
- Total deposits
- 1015067000
- Net interest margin
- 3.66%
- Diluted eps 9m prior
- 0.64
- Net charge off ratio
- 0.22%
- Net interest income 3q
- 9850000
- Nonperforming assets pct
- 0.14%
- Tangible book value per share
- 17.37
AI analysis
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