Upbound Group, Inc. Reports Third Quarter 2026 Results
Upbound Group reported Q3 2026 consolidated revenue of $1.15 billion, at the high end of its outlook, with GAAP net earnings of $34 million (up $21 million YoY) and non-GAAP diluted EPS of $1.01, above the top of the guided range. Segment performance was mixed but trending positive: Brigit revenue grew 37% YoY to $79 million, Acima profitability improved with adjusted EBITDA margin up ~270bps to 14.7% despite revenue down ~6.5%, and Rent-A-Center extended same-store-sales growth to four consecutive quarters. Free cash flow more than doubled YoY to ~$121 million, supporting over $225 million of debt reduction since year-end, and the company intends to repurchase up to $50 million of stock.
Key figures
- Eps
- 0.58
- Revenue
- 1150000000
- Guidance
- FY26 revenue narrowed to $4.68-$4.78B; adjusted EBITDA $510-$525M; non-GAAP diluted EPS $4.15-$4.30 (midpoint raised). Q4: revenue $1.15-$1.25B, adjusted EBITDA $125-$135M, non-GAAP EPS $1.00-$1.10
- Fcf
- 121000000
- Brigit arpu
- 14.39
- Acima revenue
- 585000000
- Brigit revenue
- 79000000
- Buyback amount
- 50000000
- Adjusted ebitda
- 123000000
- Acima revenue yoy
- -6.5%
- Gaap net earnings
- 34000000
- Acima net earnings
- 74700000
- Brigit revenue yoy
- 37%
- Brigit net earnings
- 8900000
- Brigit paying users
- 1840000
- Operating cash flow
- 163000000
- Non gaap diluted eps
- 1.01
- Acima adjusted ebitda
- 86000000
- Rent a center revenue
- 459000000
- Acima net earnings yoy
- 17.3%
- Brigit adjusted ebitda
- 14700000
- Brigit net earnings yoy
- 93.8%
- Operating cash flow yoy
- 81%
- Rent a center sss change
- +180bps
- Brigit adjusted ebitda yoy
- 59%
- Acima lease charge off rate
- 8.7%
- Acima adjusted ebitda margin
- 14.7%
- Gaap net earnings yoy change
- 21000000
- Debt reduction since year end
- 225000000
AI analysis
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