ONEMAIN HOLDINGS, INC. REPORTS THIRD QUARTER 2026 RESULTS
OneMain Holdings reported Q3 2026 pretax income of $233 million and net income of $185 million, with diluted EPS of $1.60 versus $1.67 in the prior-year quarter. Growth metrics were strong: total revenue rose 7% to $1.7 billion, managed receivables grew 9% to $28.1 billion, and consumer loan originations jumped 17% to $4.5 billion. Capital generation rose to $284 million from $272 million. Credit costs increased: the provision for finance receivable losses climbed to $615 million from $488 million, and the net charge-off ratio rose to 6.89% from 6.67% a year ago, though delinquencies remained below year-ago levels.
Key figures
- Eps
- 1.6
- Revenue
- $1.7 billion
- Revenue Yoy
- 7%
- Buyback
- $34 million
- Net income
- $185 million
- Net leverage
- 5.5x
- Originations
- $4.5 billion
- Pretax income
- $233 million
- Originations yoy
- 17%
- Capital generation
- $284 million
- Delinquency 30plus
- 5.34%
- Dividend per share
- $1.05
- Managed receivables
- $28.1 billion
- Net chargeoff ratio
- 6.89%
- Adjusted diluted eps
- 1.51
- Book value per share
- 29.59
- Provision for losses
- $615 million
- Managed receivables yoy
- 9%
- Adjusted diluted eps prior year
- 1.9
AI analysis
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