Horace Mann reports third-quarter 2026 results
Horace Mann reported Q3 2026 net income of $58.5 million ($1.41/share) and record core earnings of $85.1 million ($2.06/share), with core EPS up 51.5% year over year. The P&C segment combined ratio improved nearly 4 points to 83.6%, and net investment income rose 17%, driving the operating strength despite flat total revenues of $439.2 million. Management raised full-year 2026 core EPS guidance to $5.75-$5.95, citing strong underwriting and a diversified earnings base.
Key figures
- Eps
- 1.41
- Revenue
- 439200000
- Guidance
- Full-year 2026 core EPS guidance increased to $5.75-$5.95
- Revenue Yoy
- 0.2%
- Core eps
- 2.06
- Core eps yoy
- 51.5%
- Core roe ltm
- 14.2%
- Core earnings
- 85100000
- Combined ratio
- 83.6%
- Book value per share
- 35.11
- Net investment income yoy
- 17%
- Adjusted book value per share
- 42.49
- Tangible book value per share
- 37.85
AI analysis
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