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Pagaya Builds on Multi-Year Partnership with Upgrade to Expand Point-of-Sale Loans

$PGYPress releaseJun 8, 2026, 8:30 AM ETRead the release

Pagaya has expanded its multi-year partnership with Upgrade to integrate its AI-driven credit decisioning into Flex Pay, Upgrade’s Buy Now, Pay Later (BNPL) solution. This move marks a significant milestone for Pagaya, extending its technology beyond personal loans into a new asset class and specifically targeting the travel merchant segment.

Key figures

Upgrade customer count
7.8 million
Upgrade credit delivered
$47 billion

AI analysis

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