Payoneer Reports Third Quarter 2026 Financial Results
Payoneer reported Q3 2026 revenue of $276.9 million, up just 2% year-over-year, with revenue excluding interest income of $222.2 million up 5% and net income of $14.9 million, up 6%. Growth was driven by the upmarket push: B2B volume rose 59% YoY to $5.0 billion, Checkout volume grew 48%, total volume rose 13% to $25.3 billion, and ARPU grew 18% to $555 — the ninth straight quarter of 20%+ ARPU ex-interest growth. Offsetting that, interest income fell 8%, marketplace SMB revenue declined 5%, and the take rate compressed 12 bps to 109 bps; Adjusted EBITDA slipped 4% to $68.3 million.
Key figures
- Eps
- 0.04
- Revenue
- 276938000
- Revenue Yoy
- 2%
- Arpu
- 555
- Volume
- 25300000000
- Arpu yoy
- 18%
- B2b volume
- 5000000000
- Net income
- 14917000
- Volume yoy
- 13%
- Take rate bps
- 109
- B2b volume yoy
- 59%
- Customer funds
- 7500000000
- Adjusted ebitda
- 68321000
- Interest income
- 54700000
- Operating income
- 25092000
- Adjusted ebitda yoy
- -4%
- Checkout volume yoy
- 48%
- Interest income yoy
- -8%
- Revenue ex interest yoy
- 5%
- Marketplace smb volume yoy
- 1%
- Revenue ex interest income
- 222200000
- Marketplace smb revenue yoy
- -5%
- Operating income prior year
- 36347000
AI analysis
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