Atlanticus Reports Third Quarter 2026 Financial Results
Atlanticus reported record Q3 2026 results with total operating revenue and other income of $775.9 million, up 60.1% year-over-year, and diluted EPS of $4.87 versus $1.21 a year ago. Results included one-time items: a $27.5 million gain on the sale of the MERCURY word mark, a $20.1 million pre-tax gain on the divested Auto Finance business (sold for $71.2 million), and $205.3 million of revenue contribution from the Mercury acquisition. Adjusted EPS was $3.00 with a 30.1% adjusted return on average equity.
Key figures
- Eps
- 4.87
- Revenue
- $775.9 million
- Guidance
- no formal guidance; expects continued quarterly growth in general purpose credit card receivables and higher quarterly interest expense throughout 2026
- Revenue Yoy
- 60.1%
- Roe
- 49.2%
- Adjusted roe
- 30.1%
- Interest expense
- 118018000
- Adjusted net income
- 57001000
- Gain word mark sale
- 27500000
- Managed receivables
- 7100000000
- Purchase volume yoy
- 48.5%
- Adjusted eps diluted
- 3
- Total accounts served
- 6700000
- Managed receivables yoy
- 8.0%
- Mercury revenue contribution
- 205300000
- Pretax gain auto finance sale
- 20100000
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