Upstart Publishes May 2026 UMI
Upstart released its May Macro Index (UMI) at 1.49, up from a revised 1.43 in April, indicating a slight increase in the macro-driven credit loss multiple. The company noted that while the index rose sequentially, it remains below the elevated levels observed in early 2024.
Key figures
- Umi may
- 1.49
- Umi february
- 1.35
- Umi april prior
- 1.46
- Umi march prior
- 1.37
- Umi april revised
- 1.43
- Umi march revised
- 1.38
- Unemployment rate may
- 4.3%
- Personal savings rate may
- 3.0%
- Consumer spending change may
- +0.7%
- Disposable income change may
- +0.7%
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.