Lemonade Renews Reinsurance Program, Improving Costs, Coverage, and Capital Efficiency
Lemonade renewed its 12-month reinsurance program effective July 1, 2026, lowering its quota share cession from approximately 20% to approximately 18% of premium. The renewed program expands catastrophe and tail protection while allowing Lemonade to retain a larger share of gross profit from its growing business.
Key figures
- Reinsurance term months
- 12
- New quota share cession pct
- approximately 18%
- Previous quota share cession pct
- approximately 20%
AI analysis
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