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Upstart Streamlines UMI Reporting

$UPSTPress releaseJul 8, 2026, 4:05 PM ETRead the release

Upstart announced a revision to its Upstart Macro Index (UMI) reporting methodology, moving to a publication-date-based naming convention and releasing data alongside monthly origination metrics to improve interpretability. The latest UMI reading stands at 1.49, representing a 2% increase from 1.46 in early June, which indicates a slight uptick in macro-driven default risk assumptions.

Key figures

Umi peak
1.68
Umi prior
1.46
Umi current
1.49
Umi baseline
1
Umi change percent
2%
Umi vs baseline percent
49%

AI analysis

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    UPST: Upstart Streamlines UMI Reporting — AI Analysis | Signal8