AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND
AmeriServ Financial reported Q2 2026 net income of $2.7 million, or $0.16 per diluted share, reversing from a net loss of $282,000 in the prior year quarter. For the six-month period, earnings per share increased 170% to $0.27, driven by a 24-basis point improvement in net interest margin to 3.30% and a $3.1 million favorable shift in credit loss provisions.
Key figures
- Eps
- 0.16
- Eps 6mo 2026
- 0.27
- Payout ratio
- 22.2%
- Total assets
- 1.46 billion
- Total deposits
- 1.27 billion
- Efficiency ratio
- 80.22%
- Roa q2 annualized
- 0.75%
- Roe q2 annualized
- 9.12%
- Dividend per share
- 0.03
- Eps growth 6mo yoy
- 170.0%
- Net income q2 2026
- 2738000
- Net income 6mo 2026
- 4532000
- Nim improvement bps
- 24
- Shareholders equity
- 123100000
- Book value per share
- 7.26
- Non performing assets
- 8400000
- Book value growth 12mo
- 8.2%
- Net interest margin q2
- 3.34%
- Net charge offs pct 6mo
- 0.05%
- Net interest margin 6mo
- 3.30%
- Non performing loans pct
- 0.76%
- Wealth management assets
- 2.8 billion
- Tangible book value per share
- 6.45
AI analysis
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