Bread Financial Provides Performance Update for April 2026
Bread Financial reported April 2026 credit card and other loans of $18.1 billion, up 2.0% year-over-year from the prior year average. Net principal losses improved to $105 million (7.09% rate) from $114 million (7.85% rate) in April 2025, indicating stabilizing credit quality.
Key figures
- Average loans
- 18067000000
- Delinquency rate
- 5.34%
- End of period loans
- 18123000000
- Net principal losses
- 105000000
- Net principal loss rate
- 7.09%
- Average loans yoy change
- 2.0%
- Delinquencies 30 days plus
- 859000000
AI analysis
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