CSB Bancorp, Inc. Reports Second Quarter Earnings
CSB Bancorp reported Q2 2026 net income of $4.7 million, or $1.80 per share, up from $3.7 million and $1.41 per share in the prior year, driven by a 15% increase in net interest income and improved efficiency. Operational metrics strengthened with annualized ROE rising to 14.48% and ROA to 1.48%, while the efficiency ratio improved to 53.06%. However, nonperforming loans increased to 0.84% of total loans from 0.17%, largely due to a single commercial relationship undergoing liquidation.
Key figures
- Eps
- 1.8
- Revenue
- 13828000
- Roa
- 1.48%
- Roe
- 14.48%
- Acl ratio
- 1.56%
- Npa ratio
- 0.84%
- Net income
- 4735000
- Efficiency ratio
- 53.06%
- Dividend per share
- 0.43
- Net interest margin fte
- 3.92%
AI analysis
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