Civista Bancshares, Inc. Announces Second-Quarter 2026 Net Income of $14.3 million, up $3.3 million from Second-Quarter 2025
Civista Bancshares reported Q2 2026 net income of $14.3 million, a 30% increase from the prior year, driven by a 25-basis point expansion in net interest margin to 3.89% and a 10.9% rise in net interest income. Pre-provision net revenue increased 36% year-over-year to $18.9 million, while the efficiency ratio improved significantly to 58.2%, reflecting disciplined balance sheet management.
Key figures
- Eps
- 0.69
- Ppnr
- $18.9 million
- Dividend
- $0.18
- Net income
- $14.3 million
- Efficiency ratio
- 58.2%
- Return on assets
- 1.34%
- Net interest income
- $38.6 million
- Net interest margin
- 3.89%
- Tangible book value per share
- $20.43
AI analysis
Red flags1 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.