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FICO Score 10T Adoption Momentum Surpasses 70 Mortgage Lenders

$FICOPress releaseJul 28, 2026, 8:00 AM ETRead the release

More than 70 mortgage lenders have signed on to leverage FICO Score 10T, with May and June marking the strongest months for enrollment in the Free Access Program. Participating lenders collectively represent $586 billion in annual originations and $1.865 trillion in servicing portfolios, highlighting the growing scale of adoption across the mortgage ecosystem.

Key figures

Lender count
70
Annual originations
$586 billion
Servicing portfolios
$1.865 trillion
Approval increase potential
up to 5%
Delinquency reduction potential
up to 17%

AI analysis

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.