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Potomac Bancshares Reports 60% Increase in Second Quarter Earnings

$PTBSPress releaseJul 29, 2026, 7:00 AM ETRead the release

Potomac Bancshares reported Q2 2026 net income of $3.3 million, or $0.80 per share, representing a 60% increase from the prior year and a 9% increase sequentially. Profitability metrics strengthened significantly, with return on average equity rising to 15.52% and net interest margin expanding to 3.76%.

Key figures

Eps
0.8
Dividend
0.15
Net Income
3320000
Roa
1.32%
Roe
15.52%
Total assets
981398000
Efficiency ratio
61.15%
Noninterest income
2593000
Net interest income
9135000
Net interest margin
3.76%
Book value per share
20.97
Allowance for credit losses
7938000

AI analysis

Red flags1 · Pro

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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    PTBS: Potomac Bancshares Reports 60% Increase in Second Quarter Earnings — AI Analysis | Signal8