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Exchange Bank Announces Second Quarter 2026 Earnings

$EXSRPress releaseJul 30, 2026, 3:26 PM ETRead the release

Exchange Bank reported Q2 2026 net income of $7.3 million, up from $7.0 million in the prior year, driven by a 7.7% increase in net interest income to $24.2 million. The bank maintained strong capital metrics with a total risk-based capital ratio of 20.2% and on-balance sheet liquidity of $773.6 million representing 24% of total assets.

Key figures

Eps
4.26
Net income
7300000
Total loans
1750000000
Total assets
3200000000
Total deposits
2800000000
Dividends per share
1.35
Net interest income
24200000
Non interest income
6200000
Risk based capital ratio
20.2%

AI analysis

Red flags3 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    EXSR: Exchange Bank Announces Second Quarter 2026 Earnings — AI Analysis | Signal8