Pathfinder Bancorp, Inc. Announces Financial Results for the Second Quarter of 2026
Pathfinder Bancorp reported Q2 2026 net income of $2.7 million, or $0.42 per diluted share, significantly rebounding from $31,000 in the year-ago period and growing from $2.4 million in the prior quarter. The company recorded a $155,000 provision benefit as credit quality stabilized, with net interest income holding steady at $10.5 million and deposits remaining strong at $1.17 billion.
Key figures
- Eps
- 0.42
- Dividend
- $0.10
- Loans
- $889.0 million
- Deposits
- $1.17 billion
- Book value
- $20.03
- Net income
- $2.7 million
- Efficiency ratio
- 74.26%
- Provision benefit
- $155,000
- Net interest income
- $10.5 million
- Net interest margin
- 3.08%
- Allowance for credit losses
- $26.9 million
AI analysis
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