Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three Months Ended March 31, 2026
Embassy Bancorp reported Q1 2026 net income of $3.7 million, or $0.50 per diluted share, up from $2.9 million ($0.38 EPS) in the prior year period. The bank’s net interest margin (FTE) expanded to 2.59% from 2.34% year-over-year, while the cost of funds declined to 1.69% from 1.80%. Deposits grew by $41.6 million to $1.68 billion, with no brokered deposits and no outstanding borrowings.
Key figures
- Eps
- 0.5
- Eps Beat
- 0
- Revenue
- 0
- Revenue Yoy
- 0
- Deposits
- 1680000000
- Net income
- 3700000
- Total assets
- 1800000000
- Cost of funds
- 1.69%
- Deposit growth
- 41600000
- Eps prior year
- 0.38
- Assets per employee
- 16000000
- Cash and equivalents
- 141800000
- Noncurrent loans pct
- 0.04%
- Net income prior year
- 2900000
- Deposits prior quarter
- 1640000000
- Net interest margin fte
- 2.59%
- Cost of funds prior year
- 1.80%
- Net interest margin fte prior year
- 2.34%
AI analysis
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