Bread Financial Provides Performance Update for July 2026
Bread Financial reported a 4.9% year-over-year increase in average credit card and other loans, reaching $18.45 billion for the month ended July 31, 2026. Asset quality improved significantly, with the net principal loss rate falling to 6.80% from 7.63% in the prior-year period.
Key figures
- Avg loans
- 18449000000
- Delinquency rate
- 5.35%
- End period loans
- 18543000000
- Avg loans yoy change
- 4.9%
- Net principal losses
- 106000000
- 30 plus delinquencies
- 876000000
- Net principal loss rate
- 6.80%
AI analysis
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