Upstart Publishes April 2026 UMI
Upstart published its April 2026 Upstart Macro Index (UMI), which rose to 1.46, reflecting elevated macroeconomic pressure on credit losses relative to baseline. The index remains within the range observed since May 2025 but is below the elevated levels seen in early 2024.
Key figures
- Umi april 2026
- 1.46
- Umi march revised
- 1.37
- Unemployment rate
- 4.3%
- Umi january revised
- 1.37
- Umi february revised
- 1.35
- Personal savings rate
- 2.6%
- Consumer spending growth
- +0.5%
- Disposable income change
- -0.1%
AI analysis
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