Universal's Insurance Subsidiaries Complete 2026-2027 Reinsurance Program
Universal Insurance Holdings completed its 2026-2027 reinsurance program for subsidiaries UPCIC and APPCIC, effective June 1, 2026. The company raised its combined reinsurance tower limit for a single All States event to $2.623 billion, an increase of approximately $50 million over the prior year, while keeping first-event retention unchanged at $45 million.
Key figures
- Fhcf layer coverage
- $277 million
- Tower limit increase
- $50 million
- First event retention
- $45 million
- Reinsurance tower limit
- $2.623 billion
- Florida insured value pct
- <50%
- Multi year capacity added
- $352 million
AI analysis
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