VinFast Certified Pre-Owned Program Delivers Exceptional Financing Value with APRs Starting at 2.99%
VinFast launched its Certified Pre-Owned program in the United States, backing pre-owned EVs with warranty coverage of up to 10 years and financing that starts at 2.99% APR for terms up to 72 months. The rate undercuts the broader lending market — Experian put the Q1 2026 average U.S. auto loan rate at 6.39% for new cars and 11.43% for used cars — and VinFast is positioning the offer as one of the most competitive financing paths available to U.S. buyers.
Key figures
- Cpo apr start
- 2.99%
- Warranty max years
- 10
- Cpo apr max term months
- 72
- Us avg new car rate q1 2026
- 6.39%
- Us avg used car rate q1 2026
- 11.43%
- Vf8 estimated energy savings pct
- 58%
AI analysis
Red flags3 · Pro
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