FICO European Fraud Map: UK Resilient as Other European Countries See Losses Climb by up to 21%
FICO's 2025 European Fraud Map shows card fraud losses across Europe reached an all-time high of €1.69 billion, with Norway, Sweden, Poland, Hungary and Greece each up 15% or more year-on-year while UK losses rose just 2%. UK card fraud losses came in at £594.9 million in 2025, up slightly from £592.5 million in 2024 and still below the 2019 peak of £620.6 million. UK card-not-present fraud edged up from £412.5 million to £423.5 million, while ID fraud fell 12% to £54 million.
Key figures
- Uk id fraud yoy
- -12%
- Uk card fraud yoy
- 2%
- Uk cnp fraud 2024
- £412.5 million
- Uk cnp fraud 2025
- £423.5 million
- Uk card fraud peak 2019
- £620.6 million
- Uk id fraud losses 2024
- £61.5 million
- Uk id fraud losses 2025
- £54 million
- European card fraud note
- all-time high
- Cards protected by falcon
- more than 4 billion
- Uk card fraud losses 2024
- £592.5 million
- Uk card fraud losses 2025
- £594.9 million
- Uk lost stolen fraud 2024
- £111.7 million
- Uk lost stolen fraud 2025
- £109.8 million
- Max country yoy loss growth
- 21%
- Fico score top us lender usage
- 90%
- European card fraud losses 2025
- €1.69 billion
AI analysis
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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.