Visa Study Shows Adoption of Digital Remittances Accelerates in Asia Pacific, with Trust Emerging as a Critical Enabler
Visa released the Asia Pacific findings from its Money Travels: 2026 Digital Remittances Adoption Report, based on a Morning Consult survey of more than 45,000 remittance senders and receivers across 20 markets conducted between 24 February and 2 March 2026. The study found digital cross-border payments accelerating, with the Philippines (45%) and Australia (35%) reporting the highest shares of consumers sending money abroad versus Japan (8%), and mobile banking apps the preferred channel with 33%-60% usage across markets.
Key figures
- Study period
- 24 February to 2 March 2026
- Send rate japan
- 8%
- Markets surveyed
- 20
- Survey respondents
- more than 45,000
- Scam exposure india
- 40%
- Send rate australia
- 35%
- Send rate philippines
- 45%
- Stablecoin misconception
- roughly half of consumers believe stablecoins are as risky as or riskier than cryptocurrencies
- Mobile banking usage range
- 33%-60%
- Ai fraud concern philippines
- 62%
- Would accept 24h delay for fraud protection japan
- 68%
AI analysis
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