Better Offers Coinbase One Members Up to $10,000 in HELOC Rebates
Better Mortgage and Coinbase expanded their partnership so Coinbase One members receive a lender-funded rebate equal to 1% of their approved Better home equity line of credit, up to $10,000, with the HELOC benefit live since August 12, 2026. Better's HELOC engine is the growth story behind the deal: Q2 2026 originations reached $294 million, up 45% quarter-over-quarter and 23% year-over-year, lifting home equity to 18% of total loan volume from 12% in Q1 2026. The push rides a sector tailwind — U.S. HELOC balances hit $459 billion in Q2 2026, the 17th consecutive quarterly increase, and Experian data shows fintech HELOC originations grew 140.2% between 2023 and 2025.
Key figures
- Heloc qoq growth
- 45%
- Heloc rebate max
- $10,000
- Heloc yoy growth
- 23%
- Heloc rebate rate
- 1%
- Benefit launch date
- 2026-08-12
- Us heloc qoq increase
- $13 billion
- Us heloc yoy increase
- $48 billion
- Heloc share prior quarter
- 12%
- Us heloc balances q2 2026
- $459 billion
- Q2 2026 heloc originations
- $294 million
- Heloc share of total volume
- 18%
- Cumulative funded loan volume
- $110 billion
- Fintech heloc growth 2023 2025
- 140.2%
AI analysis
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