American Integrity Insurance Group, Inc. Announces Full Placement of 2026-2027 CAT XOL Reinsurance Program
American Integrity Insurance Group fully placed its 2026-2027 catastrophe excess of loss reinsurance program, increasing total third-party limits by 15.8% to $2.99 billion. The company secured meaningful risk-adjusted rate reductions and improved terms, consistent with a softening US property catastrophe market, while reducing its net retention exposure despite 19% growth in in-force exposure.
Key figures
- Fhcf limit
- $572 million
- Ils cat bonds 2025
- $565 million
- Ils cat bonds 2026
- $260 million
- Limit increase pct
- 15.8%
- Limit increase yoy
- $409.1 million
- Ceded premium range
- $430 - $440 million
- First event retention
- $35 million
- Single event coverage
- $2.25 billion
- Second event retention
- $20 million
- Total reinsurance limit
- $2.99 billion
- Traditional reinsurance limit
- $1.65 billion
- Aggregate four event retention
- $75 million
AI analysis
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