1ST SOURCE CORP (SRCE) Form 10-Q — Oct 22, 2026
1st Source Corporation reported Q3 2026 net income available to common shareholders of $49.54 million, or $2.03 diluted EPS, up 19% from $1.71 a year earlier. Nine-month net income reached $137.04 million with diluted EPS of $5.62 vs $4.74 in 2025. Net interest margin expanded 19 basis points to 4.28% in the quarter as deposit costs fell following Fed rate cuts, while total loans and leases grew 4.18% from year-end to $7.34 billion. Return on average common equity rose to 14.01% for the nine months from 13.24%.
Key figures
- Eps
- 2.03
- Revenue
- $158.28 million (net interest income $95.59M + noninterest income $24.70M for Q3 2026)
- Net Income
- 49542000
- Total Assets
- 9342357000
- Cash Position
- 104795000
- Shares Outstanding
- 24084919
- Total deposits
- 7470000000
- Total liquidity
- 3554609000
- Book value per share
- 54.79
- Tier 1 capital ratio
- 17.02%
- Dividend per share q3
- 0.45
- Nine month net income
- 137045000
- Nine month diluted eps
- 5.62
- Total loans and leases
- 7340000000
- Q3 diluted eps prior year
- 1.71
- Total shareholders equity
- 1320000000
- Net interest margin q3 fte
- 4.28%
- Net interest margin prior year
- 4.09%
- Buyback capacity remaining shares
- 428611
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