BANK OF HAWAII CORP (BOH) Form 10-Q — Oct 26, 2026
Bank of Hawaii reported Q3 2026 net income of $64.3 million, up 20.5% year-over-year, with diluted EPS of $1.49 up 24.2% and return on average common equity of 15.38%. Net interest income drove the beat, rising 14.2% to $156.1 million as net interest margin expanded 36 basis points to 2.82%, helped by falling deposit costs. Noninterest expense was flat while noninterest income fell 7.1% on the loss of merchant services income. Credit quality shows a soft spot: non-performing assets jumped $29.2 million to $43.4 million (30 bps of loans), though net charge-offs remained low at 0.09% and the allowance ratio held at 1.02%.
Key figures
- Eps
- 1.49
- Revenue
- 0
- Net Income
- 64258000
- Total Debt
- 0
- Total Assets
- 23819536000
- Cash Position
- 442032000
- Shares Outstanding
- 39208808
- Npa ratio
- 30 bps
- Nii yoy pct
- 14.2
- Nim change bps
- 36
- Total deposits
- 20481558000
- Q3 buyback cost
- 20200000
- Q3 buyback shares
- 255874
- Acl to loans ratio
- 1.02%
- Net income yoy pct
- 20.5
- Q3 2025 net income
- 53345000
- Q3 2026 net income
- 64258000
- Diluted eps yoy pct
- 24.2
- Net interest margin
- 2.82%
- Q3 2025 diluted eps
- 1.2
- Net charge off ratio
- 0.09%
- Nonperforming assets
- 43400000
- Q3 buyback avg price
- 78.96
- Effective tax rate q3
- 23.2%
- Noninterest income q3
- 42706000
- Net interest income q3
- 156054000
- Noninterest expense q3
- 112304000
- Total loans and leases
- 14371336000
- Npa change from dec2025
- 29200000
- Total shareholders equity
- 1826076000
- Allowance for credit losses
- 146170000
- Remaining buyback authority
- 68700000
- Return on avg common equity
- 15.38%
- Quarterly dividend per share
- 0.7
- Buyback authorization increase oct2026
- 200000000
AI analysis
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