BANK OF AMERICA CORP /DE/ (BAC) Form 8-K — Oct 14, 2026
Bank of America reported third-quarter 2026 net income of $6.9 billion, or $0.91 per diluted share, down from $8.3 billion ($1.04 EPS) a year earlier. Results include a $1.2 billion non-tax-deductible regulatory settlement charge tied to OCC and FinCEN consent orders over its Bank Secrecy Act, anti-money laundering, and sanctions compliance programs. Excluding the charge, adjusted net income was $8.1 billion with adjusted EPS of $1.08, up from $1.04 a year ago. Revenue rose 3% to $30.0 billion, with net interest income up 8% to $16.4 billion and net interest yield expanding 15 bps to 2.16%.
Key figures
- Eps
- 0.91
- Revenue
- 30000000000
- Net Income
- 6900000000
- Total Debt
- 318700000000
- Revenue Yoy
- up 3%
- Total Assets
- 3427704000000
- Cash Position
- 249643000000
- Shares Outstanding
- 6922700000
- Roe
- 9.4% (adjusted 11.1%)
- Rotce
- 12.6% (adjusted 14.9%)
- Cet1 Ratio
- 10.9% (Standardized)
- Adjusted Eps
- $1.08
- Capital Return
- $8.3 billion ($2.2B dividends, $6.0B buybacks)
- Average Deposits
- $2.02 trillion, up 2%
- Net Interest Yield
- 2.16%, up 15 bps
- Adjusted Net Income
- $8.1 billion
- Book Value Per Share
- $39.26, up 4%
- Net Interest Income
- $16.4 billion (FTE $16.6B), up 8% YoY
- Noninterest Expense
- $19.7 billion (adjusted $18.5B)
- Average Loans And Leases
- $1.23 trillion, up 6%
- Investment Banking Fees
- $1.8 billion, down 11%
- Sales And Trading Revenue
- $5.1 billion, down 5% (FICC down 17%, Equities up 11%)
- Provision For Credit Losses
- $1.3 billion
- Regulatory Settlement Charge
- $1.2 billion ($0.17 per share)
AI analysis
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