TRUIST FINANCIAL CORP (TFC) Form 8-K — Oct 16, 2026
Truist Financial (TFC) reported Q3 2026 diluted EPS of $0.56 on net income of $799 million, with adjusted diluted EPS of $1.16, up 12% versus 3Q25. GAAP results were depressed by a $1.4 billion pre-tax loss on a $7.7 billion... wait — on an AFS securities repositioning tied to the completed Regional Acceptance (RAC) loan sale, plus a $581 million pre-tax reserve recapture and $106 million of other RAC-related impacts. Truist also signed an October 14 agreement to sell $7.7 billion of unsecured consumer loans (substantially all of LightStream) to Carlyle Group.
Key figures
- Eps
- 0.56
- Eps Beat
- 0
- Revenue
- 3747000000
- Net Income
- 799000000
- Total Debt
- 0
- Total Assets
- 554196000000
- Cash Position
- 0
- Shares Outstanding
- 1198488000
- Bvps
- 46.78
- Tbvps
- 31.9
- Rotce pct
- 7.2
- Nim te pct
- 3
- Loans hfi eop
- 323930000000
- Nco ratio pct
- 0.77
- Alll ratio pct
- 1.25
- Cet1 ratio pct
- 10.7
- Efp deposits eop
- 413233000000
- Adjusted rotce pct
- 14.6
- Adjusted diluted eps
- 1.16
- Efficiency ratio pct
- 82.9
- Share repurchases 3q26
- 1200000000
- Net interest income 3q26
- 3663000000
- Reserve recapture pretax
- 581000000
- Common dividend per share
- 0.52
- Lightstream loan sale usd
- 7700000000
- Afs securities loss pretax
- 1400000000
- Adjusted eps yoy growth pct
- 12
AI analysis
Red flags4 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.