PEOPLES BANCORP INC (PEBO) Form 8-K — Oct 20, 2026
$PEBOForm 8-KItems 2.02, 8.01, 9.01Filed Oct 20, 2026, 6:09 AM ET0000318300-26-000231Original filing
Peoples Bancorp (PEBO) reported Q3 2026 net income of $32.6 million, or $0.91 diluted EPS, up from $28.0 million and $0.78 in the linked quarter. Adjusted for one-time losses and acquisition expenses, EPS of $1.04 beat consensus of $0.93. Net interest margin expanded to 4.31% from 4.23%, with net interest income up $1.1 million sequentially and fee-based income up 5%. Nonperforming assets fell 10% quarter-over-quarter, though classified loans rose 21% due to downgrades.
Key figures
- Eps
- 0.91
- Eps Beat
- $1.04 adjusted EPS vs $0.93 consensus
- Revenue
- net interest income $93.8 million Q3 2026
- Guidance
- 2026: positive operating leverage, NIM 4.20-4.30%, Q4 fee income $28-30M, Q4 non-interest expense $78-80M, loan growth 6-8%; 2027 (ex-Capital merger): NIM 4.30-4.50%, fee income $31-33M/quarter, non-interest expense $80-82M/quarter Q2-Q4, loan growth 3-5%
- Net Income
- 32600000
- Total Assets
- 9652095000
- Cash Position
- 300775000
- Npl ratio pct
- 0.54
- Dividend per share
- 0.42
- Dividend yield pct
- 4.58
- Securities loss q3
- 4500000
- Allowance ratio pct
- 1.11
- Efficiency ratio pct
- 58.5
- Return avg assets pct
- 1.36
- Return avg equity pct
- 10.44
- Capital deal value usd
- 728100000
- Citizens deal value usd
- 76600000
- Net charge off rate pct
- 0.35
- Net interest margin pct
- 4.31
- Tangible book value per share
- 23.35
- Classified loans qoq growth pct
- 21
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