HORIZON BANCORP INC /IN/ (HBNC) Form 8-K — Oct 21, 2026
$HBNCForm 8-KItems 2.02, 7.01, 9.01Filed Oct 21, 2026, 4:07 PM ET0000706129-26-000082Original filing
Horizon Bancorp (HBNC) reported Q3 2026 net income of $28.7 million, or $0.56 per diluted share, up from $0.49 in Q2 2026 and versus a $222.0 million net loss ($4.69 loss per share) in the year-ago quarter that included a $299 million securities loss. Profitability metrics remained peer-leading, with annualized ROA of 1.73%, return on tangible common equity of 20.03%, and net interest margin holding at 4.37%. Credit quality stayed strong with net charge-offs of just 0.10% annualized and non-performing assets at 0.68% of total assets.
Key figures
- Eps
- 0.56
- Revenue
- 65159000
- Net Income
- 28667000
- Total Assets
- 6591145000
- Cash Position
- 84222000
- Loans hfi
- $5.01 billion (up $46.9M q/q)
- Cet1 ratio
- 11.53%
- Total deposits
- $5.48 billion (up $81.1M q/q)
- Book value per share
- $13.68
- Q4 guidance tax rate
- 18.0%-19.0%
- Return on avg assets
- 1.73%
- Net interest margin fte
- 4.37%
- Q4 guidance non fte nii
- $66-67 million
- Annualized net charge offs
- 0.10%
- Tangible book value per share
- $10.54
- Return on tangible common equity
- 20.03%
- Non performing assets to total assets
- 0.68%
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