UNION BANKSHARES INC (UNB) Form 8-K — Oct 21, 2026
Union Bankshares (UNB) reported Q3 2026 net income of $3.8 million, or $0.77 per share, up from $3.4 million ($0.75) a year earlier, with nine-month net income of $9.7 million versus $8.3 million in 2025. Net interest income rose 10.0% to $12.1 million and credit loss expense fell to just $34 thousand. The Board declared a regular quarterly cash dividend of $0.36 per share, payable November 5, 2026 to shareholders of record October 31, 2026.
Key figures
- Eps
- 0.77
- Revenue
- $20.4 million Q3 interest income (up 6.6%)
- Net Income
- $3.8 million Q3 2026; $9.7 million nine months 2026
- Total Debt
- $271.1 million borrowed funds plus $16.3 million subordinated notes
- Total Assets
- $1.64 billion
- Cash Position
- $30.3 million (cash, fed funds, and interest-bearing deposits combined)
- Loans
- $1.23 billion
- Q3 2025 eps
- 0.75
- Atm proceeds
- $8.6 million net from 384,066 shares sold
- Nine month eps
- 2.03
- Total deposits
- $1.25 billion
- Dividend per share
- 0.36
- Nine month 2025 eps
- 1.83
- Stockholders equity
- $78.8 million
- Book value per share
- 15.94
- Credit loss expense q3
- $34 thousand vs $313 thousand prior year
- Net interest income q3
- $12.1 million, up 10.0%
- Prior book value per share
- 16.95
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