S&T BANCORP INC (STBA) Form 8-K — Oct 22, 2026
S&T Bancorp reported record third quarter 2026 diluted EPS of $1.09, up 19.8% from $0.91 a year ago, on net income of $38.6 million versus $35.0 million in Q3 2025. Net interest margin expanded 7 basis points to 4.06%, net interest income rose to $93.1 million, and noninterest expense declined $1.1 million sequentially. NPAs fell to $36.5 million (0.45% of loans plus OREO), though net charge-offs ticked up to 0.10% of average loans. EPS growth was aided by repurchases of 8.3% of outstanding shares (3.17 million shares at an average $42.09, totaling $133.4 million) since Q4 2025, with no buybacks in the quarter.
Key figures
- Eps
- 1.09
- Revenue
- 0
- Net Income
- 38603000
- Total Debt
- 215274000
- Total Assets
- 9889491000
- Shares Outstanding
- 35266564
- Acl
- 93252000
- Roa
- 1.55%
- Roe
- 10.84%
- Npas
- 36483000
- Nim fte
- 4.06%
- Nco ratio
- 0.10%
- Npa ratio
- 0.45%
- Acl to loans
- 1.16%
- Rote non gaap
- 14.81%
- Nim change bps
- 7
- Total deposits
- 8063891000
- Net charge offs
- 2062000
- Repurchase total
- 133400000
- Dividend per share
- 0.37
- Noninterest income
- 14663000
- Repurchase percent
- 8.3%
- Noninterest expense
- 57641000
- Tangible book value
- 29.28
- Book value per share
- 39.91
- Efficiency ratio fte
- 53.23%
- Repurchase avg price
- 42.09
- Nine month net income
- 110318000
- Total portfolio loans
- 8054019000
- Nine month diluted eps
- 3.04
- Repurchases since q4 2025
- 3169294
AI analysis
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