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CAPITAL CITY BANK GROUP INC (CCBG) Form 8-K — Jul 21, 2026

$CCBGForm 8-KItems 2.02, 9.01Filed Jul 21, 2026, 11:43 AM ET0000726601-26-000020Original filing

Capital City Bank Group reported net income attributable to common shareowners of $16.3 million, or $0.95 per diluted share, for the second quarter of 2026, compared to $15.0 million, or $0.88 per diluted share, for the second quarter of 2025. Tax-equivalent net interest income totaled $44.2 million, and net interest margin increased 11 basis points to 4.35% for the quarter, driven by higher investment securities income and lower deposit costs. The company also declared a cash dividend of $0.27 per share. Asset quality metrics showed some deterioration, with classified loans increasing to $29.8 million due to the downgrade of four commercial real estate relationships.

Key figures

Eps
0.95
Dividend
0.27
Net Income
16.3 million
Net Charge Offs
14 basis points
Return On Assets
1.48%
Return On Equity
11.38%
Classified Loans
29.8 million
Net Interest Margin
4.35%
Nonperforming Assets
13.4 million
Allowance Coverage Ratio
1.24%

Price after filing

1 day: -2.6%7 days: -0.6%30 days: +0.1%

Close on the filing date to close N calendar days later (from $51.28). Historical, not a forecast.

AI analysis

Red flags1 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    CAPITAL CITY BANK GROUP INC (CCBG) Form 8-K — Jul 21, 2026: AI Analysis | Signal8