CAPITAL CITY BANK GROUP INC (CCBG) Form 10-Q — Oct 30, 2026
Capital City Bank Group reported Q3 2026 net income of $16.9 million, or $0.99 per diluted share, up from $15.9 million ($0.93) in Q3 2025. Nine-month net income totaled $49.0 million ($2.86 diluted EPS) versus $47.9 million ($2.80) a year earlier. Tax-equivalent net interest income rose to $45.1 million with net interest margin at 4.42%. Fee income remains the soft spot: noninterest income fell 13.2% year-over-year to $19.4 million, driven by lower mortgage banking revenues, deposit fees, and the 2025 sale of its insurance subsidiary, partially offset by higher bank card fees.
Key figures
- Eps
- 0.99
- Net Income
- 16940000
- Total Assets
- 4396752000
- Cash Position
- 411632000
- Shares Outstanding
- 17113297
- Acl
- 30369000
- Cet1 ratio
- 20.43%
- Q3 2025 net income
- 15950000
- Shareowners equity
- 573862000
- Nonperforming assets
- 9708000
- Dividend per share q3
- 0.27
- Noninterest income q3
- 19384000
- Noninterest expense q3
- 42295000
- Net interest margin fte
- 4.42%
- Net interest income q3 fte
- 45059000
- Nine month net income 2025
- 47852000
- Nine month net income 2026
- 49034000
- Nine month diluted eps 2025
- 2.8
- Nine month diluted eps 2026
- 2.86
- Tangible common equity ratio
- 11.25%
- Share repurchases nine months
- 2639000
- Total risk based capital ratio
- 22.99%
- Cash dividends paid nine months
- 13866000
- Return on avg assets annualized
- 1.53%
AI analysis
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