FISERV INC (FISV) Form 10-Q — Aug 7, 2026
Fiserv reported Q2 2026 revenue of $5,292 million, down 4% year over year, with net income attributable to Fiserv of $627 million, down 39% from $1,026 million. Diluted EPS fell to $1.17 from $1.86 a year earlier. Operating income dropped 40% to $1,015 million as cost of processing and services rose 21% and SG&A rose 10% amid the One Fiserv transformation initiative. The Financial segment's operating margin compressed 1,000 basis points to 38.7%, and first-half share buybacks were cut to $301 million from $4,360 million in the year-ago period.
Key figures
- Eps
- $1.17 diluted (Q2 2026) vs $1.86 (Q2 2025)
- Revenue
- $5,292 million (Q2 2026); $10,319 million (six months 2026)
- Net Income
- $627 million (Q2 2026, attributable to Fiserv); $1,198 million (six months)
- Total Debt
- $27,886 million ($26,679M long-term + $1,207M current)
- Revenue Yoy
- -4% (Q2); -3% (six months)
- Total Assets
- $80,886 million
- Cash Position
- $627 million balance-sheet cash and equivalents; $2,003 million total incl. settlement assets and restricted cash
- Shares Outstanding
- 531766721
- Q2 2025 revenue
- $5,516 million
- Goodwill at risk
- $18.5 billion across eight reporting units with <15% fair-value headroom
- Litigation accrual
- $18 million at June 30, 2026
- Q2 2026 operating income
- $1,015 million (-40% YoY)
- Financial segment margin change
- -1,000 bps to 38.7% (Q2)
- Merchant segment revenue change
- -1% (Q2)
- Financial segment revenue change
- -8% (Q2)
- Gain on early debt extinguishment
- $154 million
- Treasury purchases six months 2026
- $301 million vs $4,360 million in 2025
- Merchant credit loss expense six months
- $66 million vs $61 million prior year
Price after filing
Close on the filing date to close N calendar days later (from $54.11). Historical, not a forecast.
AI analysis
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