FirstCash Holdings, Inc. (FCFS) Form 8-K — Oct 22, 2026
FirstCash (FCFS) reported record Q3 2026 results, with revenue up 18% to $1.1 billion, GAAP diluted EPS up 25% to $2.33, and pawn segment revenue and income each up 28%. Pawn receivables hit a record $908 million and same-store receivables grew double-digit for the thirteenth straight quarter in the U.S. Capital returns stepped up: the Board raised the quarterly dividend 10% to $0.46 per share (payable November 24, 2026), and the company repurchased $123 million of stock in Q3 and $250 million year-to-date, with $50 million remaining on its authorization. In August, the company upsized its unsecured credit facility from $700 million to $1.055 billion, maturing August 2031.
Key figures
- Eps
- 2.33
- Revenue
- 1101167000
- Guidance
- Continued double-digit revenue growth and margin expansion in pawn operations in Q4 2026; AFF gross transaction volumes expected to decline mid-teens percentage; full-year effective tax rate 26%-27%
- Net Income
- 101152000
- Revenue Yoy
- 18% (Q3), 24% (YTD)
- Total Assets
- 5559173000
- Cash Position
- 203159000
- Q3 buybacks
- 123000000
- Store count
- 3352
- Adjusted eps
- 2.68
- Adjusted roe
- 20%
- Ytd buybacks
- 250000000
- Dividend increase
- 10%
- Adjusted ebitda q3
- 213008000
- Credit facility size
- 1055000000
- Q4 dividend per share
- 0.46
- Adjusted net income q3
- 116181000
- Pawn receivables record
- 907670000
- Credit facility maturity
- August 2031
- Net debt to adjusted ebitda
- 2.6x pro forma / 2.7x actual
- Trailing twelve month revenue
- 4300000000
- Trailing twelve month net income
- 406493000
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.